what you need to know about the banking offer for the self-employed at Hej bank!

Already known to have conquered the individual market, Hey bank! now taking on independent professionals. Netbanken has launched Hello Business, a banking offer exclusively designed for self-employed entrepreneurs.

Rated 9 out of 10 in our columns, Hey Bank! is one of the best online banks in France. Based on its expertise, the company is now tackling the market for banking offers for professionals with Hello Business.

An entire offer designed for entrepreneurs that incorporates the basics of Hello bank! and adapts it to an audience with more specific needs. Hello Business aims to be a real companion for entrepreneurs than a simple bank account thanks to a number of directly integrated support services. It is a way to give the best support to entrepreneurs in their daily life, while giving them the opportunity to save a lot of money. A brief overview of the benefits of Hello Business.

An offer tailored to professionals

Hello Business was implemented a few weeks ago by Hello bank! and is positioned as a real toolbox available to professionals, especially the self-employed. As such, it has many advantages:

  • Overdraft of 1500 euros
  • Insurance and legal assistance included
  • Invoicing and tracking software with the My Business Assistant Start app
  • LyfPro payment solution included

In addition to these special conditions specific to entrepreneurs, Hello Business can also count on all the know-how from Hello bank! with some of the most efficient banking services on the market. As a reminder, Hey Bank! it is :

  • An international Visa payment card
  • Free payments and withdrawals anywhere in the world
  • Instant and free SEPA transfers
  • Real-time monitoring of operations
  • A mobile application to manage your accounts among the best on the market

Hello Business is currently available for 10.90 euros per month.

A range of integrated services for free

In addition to the already attractive banking offer, Hello Business is above all positioned as a turnkey solution for professionals thanks to a wealth of services and management tools.

The most important and practical service is undoubtedly the My Business Assistant Start application, which makes it easy to manage offers, invoices and credit notes on mobile or computer. It is essential for the good management of the company, and it is on par with many similar services that can be found on the web. Included for free in Hello Business, it saves on average between 5 and 25 euros per month compared to third-party services of the same kind.

My Business Assistant Start contains all the tools to manage your micro business

Another significant benefit, the Hello Business offer includes direct insurance policies that cover many scenarios. Entrepreneurs who travel a lot will thus be able to benefit from compensation for cancellations, changes or interruptions of trips, as well as for any problems in connection with rental cars. A significant saving when you know the cost of insurances offered by airlines or the cost of professional insurance, which can start from 9.90 euros per month.

Under this insurance, entrepreneurs will also be able to claim daily allowance in the event of hospitalization for one day or more following an accident or illness. This compensation can amount to up to 100 euros per day of admission, up to a maximum of 60 days.

Last example of savings that can be achieved with Hello Business: the LyfPro collection solution. This third-party service allows merchants to bypass bank terminals to collect payments directly on their mobiles. LyfPro normally collects 1.6% exclusive of tax from payments made by credit card or through the LyfPay application or Hey Bank! negotiated a lower rate for its Hello Business customers at 1.35% excluding tax.

With Hello Business, your smartphone also functions as a payment terminal thanks to LyfPro

In terms of pure bank fees, Hello Business also makes a lot of efforts to help entrepreneurs, especially by offering a cash facility of 1,500 euros. The overdraft corresponds to a temporarily approved overdraft that gives entrepreneurs the opportunity to offset any liquidity mismatches. This offer also allows withdrawals and payments outside the Eurozone at no extra cost, where traditional banks’ fees vary between 2 and 4% of the completed transaction.

Support at any time

In the course of their activity, entrepreneurs are confronted with many challenges that they will have to tackle on their own. Cash flow delays, billing reminders or even disagreements with customers can be the order of the day and disrupt daily life. As a true companion of the entrepreneur, Hello Business nevertheless offers a varied support and assistance formula, starting with a dedicated, priority customer service available 6 days a week in case of an urgent problem.

Unless you need it on a Sunday, Hello Business customer service is readily available

But this support does not stop there, because Hello Business also offers legal support to its customers in case of any disputes. Whether it is for simple advice related to rights and obligations related to professional activity, or to help resolve a dispute, entrepreneurs will be able to benefit from legal support.

For example, support in the case of a legal defense or to enforce a given decision will give access to an envelope of up to 5,000 euros exclusive of tax, including 1,200 euros exclusive of tax for the payment of court costs and fees.

Legal assistance that can also be found when traveling abroad, as Hello Business customers will be able to benefit from being put in touch with an interpreter and a lawyer recommended by the local authorities.

The Hello Business offer from Hello bank! offered for 10.90 euros excluding tax per month, non-binding.

You can also find out more about Hej bank! directed at individuals. The Hello Prime offer, for example, is ideal for trips abroad. Especially since it has now become much easier to change banks.

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