Do you have independent professional status? Discover banking solutions and offers adapted to your needs with Hej bank! Pro.
Freelance, self-employed, craftsman or merchant, the Hello Business bank offer is the perfect solution for all self-employed people. Hello Business was launched in May 2021 by the online bank Hello bank! and was designed to make life easier for self-employed people thanks to one of the most comprehensive offers on the market, including the Visa Hello Business card.
If you are a micro-entrepreneur or an individual entrepreneur and financial management takes up a lot of your time and energy,Hello Business offer presents itself as the ideal solution to your problems. Since May 2021, BNP Paribas’ 100% online bank, Hello Bank, has offered a offer for professionals self-employed (freelance, liberal profession, tradesman, shopkeeper, etc.), Hi Erhverv.
Hello Business: the most complete banking offer on the market
Hello Business is a bundle of services and banking products at a single rate of 10.90 euros per month excluding tax. For less than 11 euros per month, you will have access to all the tools to manage the cash management aspect of your business:
- Hello Business credit card
The Hello Business bank card is an international payment card that gives access to CB and Visa payment networks. It is available with immediate debit or deferred debit so that all card payments can be debited on the last business day of the month.
- Free and unlimited cash payments, withdrawals and deposits
All payments and withdrawals are free in France and abroad without any restrictions. You can also deposit your cash for free with your card at all BNP Paribas counters. But also the possibility to make unlimited instant SEPA transfers for free.
- Easy cashing of customer checks
with l’Hey bank app!you no longer need to travel, you can scan your checks and send them for free.
- My business assistant starts
My Business Assistant Start is a tool to create, send and edit offers and invoices with just a few clicks. It also allows you to predict your cash flow needs and automatically calculates the VAT.
- Cash facility and professional credit
To cope with the many and frequent late payments, Hello Business customers benefit from a cash facility of 1550 euros. Another advantage is the possibility of accessing a loan of 25,000 euros six months after opening an account, to develop your business. The funds will be available within two days with no application fees.
- Insurance and assistance for professionals:
Hi Business letsinsure a professional in all circumstances. In the event of a dispute with a customer or a supplier, this service offers coverage up to 300 euros for legal fees. But also during a business trip, where the insurance covers cancellation, interruption, change of the trip or even loss of luggage. In the event of an accident or theft, the costs are also reimbursed.
And in the event of hospitalization as a result of an illness or accident, an income of 100 euros per day spent in hospital, up to a limit of 60 days, for Hello Business customers.
How do you become a customer and subscribe to the Hello Business offer?
The Hello Business offer is reserved for independent professionals residing in France. The person must therefore operate under the status of micro-entrepreneur or individual entrepreneur. If these conditions are met, the professional can carry out the following procedure online:
- Fill out a form
- Electronic signature of the document
- Sending supporting documents
An initial payment of 10 euros will be requested to validateopening the Hej bank! account. The customer will then be charged 10.90 euros excluding tax every month to take advantage of the many Hello Business services.