Already known for having conquered the individual market, Hello bank! is now addressing independent professionals. Netbanken has launched Hello Business, a banking offer designed exclusively for self-employed entrepreneurs.
Rated 9 out of 10 in our columns, Hello bank! is one of the best online banks in France. Based on its expertise, the company is now entering the market for banking offers for professionals with Hello Business.
A whole offer designed for entrepreneurs who incorporate the basics of Hello bank! and adapts it to an audience with more specific needs. Hello Business aims to be a real companion for entrepreneurs rather than a simple bank account thanks to a range of directly integrated help services. It is a way to provide the best support to entrepreneurs in their daily lives while giving them the opportunity to save a lot of money. A brief overview of the benefits of Hello Business.
An offer tailored to the professionals
Hello Business was implemented a few weeks ago by Hello bank! and is a real toolbox that is accessible to professionals, especially the self-employed. As such, it has many benefits:
- Overdraft of 1500 euros
- Insurance and legal assistance included
- Billing and tracking software with the My Business Assistant Start app
- LyfPro payment solution included
In addition to these specific conditions that are specific to entrepreneurs, Hello Business can also count on all the know-how from Hello bank! with some of the most efficient banking services on the market. As a reminder, Hello bank! it is :
- An international Visa debit card
- Free payments and withdrawals anywhere in the world
- Instant and free SEPA downloads
- Real-time monitoring of operations
- A mobile application to manage your accounts among the best on the market
Hello Business is currently available for 10.90 euros per month.
A range of integrated services for free
In addition to the already attractive banking offering, Hello Business is above all positioned as a turnkey solution for professionals thanks to a wealth of services and management tools.
The most important and practical service is without a doubt the My Business Assistant Start application, which makes it easy to manage quotes, invoices and credit notes on mobile or computer. It is essential for the good management of the business, it is on par with many similar services that can be found online. Included for free in Hello Business saves on average between 5 and 25 euros a month compared to third-party services of the same kind.
Another significant benefit, the Hello Business offer includes direct insurances that cover many scenarios. Entrepreneurs who travel a lot will thus be able to benefit from compensation for cancellations, changes or interruptions to travel as well as for any problems in connection with rental cars. A significant saving when you know the cost of insurance offered by airlines or the cost of professional insurance, which can start from 9.90 euros per month.
Under this insurance, entrepreneurs will also be able to claim unemployment benefits in the event of hospitalization for one day or more following an accident or illness. This compensation can amount to up to 100 euros per. day of admission, up to a maximum of 60 days.
Last example of savings that can be achieved with the Hello Business: LyfPro fundraising solution. This third-party service allows merchants to do without bank terminals to collect payments directly on their mobiles. LyfPro usually collects 1.6% excluding tax from credit card payments or via the LyfPay application or Hello bank! negotiated a lower rate for its Hello Business customers with 1.35% excluding tax.
In terms of pure banking fees, Hello Business is also making great efforts to help entrepreneurs, especially by offering a cash facility of € 1,500. The overdraft facility corresponds to a temporarily approved overdraft facility, which gives entrepreneurs the opportunity to settle any liquidity mismatches. This offer also allows withdrawals and payments outside the euro area at no extra cost, where the fees charged by traditional banks vary between 2 and 4% of the completed transaction.
Support at all times
During their activity, entrepreneurs are faced with many challenges that they will have to take up on their own. Cash flow delays, billing reminders or even disagreements with customers can be the order of the day and disrupt daily life. As a true companion to the entrepreneur, Hello Business nevertheless offers a varied support and assistance formula, starting with a dedicated, prioritized customer service that is available 6 days a week in the event of an acute problem.
But this support does not stop there, because Hello Business also offers legal support to its customers in case of any disputes. Whether it’s for simple advice related to rights and obligations related to professional activity, or to help resolve a dispute, entrepreneurs will be able to benefit from legal support.
For example, aid in the event of a legal defense or to enforce a judgment rendered will provide access to an envelope of up to € 5,000 excluding tax, including € 1,200 excluding tax for the payment of legal costs and fees.
Legal assistance that can also be found when traveling abroad, as Hello Business clients will be able to benefit from being put in touch with an interpreter and a lawyer recommended by the local authorities.
Hello Business offer from Hello bank! offered for 10.90 euros excluding tax per month, non-binding.
You can also find out more about Hi bank! aimed at individuals. The Hello Prime offer, for example, is ideal for trips abroad. Especially since it has now become much easier to change bank.